Understanding the Benefits Available in a Workers’ Compensation Claim
If you have been hurt on the job, your primary (and often sole) source of financial recovery will be through a workers’ compensation claim. State workers’ compensation laws represent a compromise between the rights of injured workers and the needs of employers. Under workers’ compensation laws, an injured worker is typically entitled to a specific payout, based on the type of injury sustained. The advantage to the worker is that he or she won’t have to engage in a lengthy legal process, with the costs associated, before receiving compensation. For the employer, the workers’ compensation system eliminates the possibility of a large jury verdict, and allows the employer to manage the cost of workplace injury through an insurance policy.
The Types of Benefits Available through a Workers’ Compensation Claim
Workers’ compensation provides remuneration for:
- A disability that prevents you from working—The disability may be temporary or permanent, or it may be partial or total. Most workers who receive workers’ compensation benefits have what is categorized as a temporary total disability. This means that their disability keeps them from working at all, but that the disability will only last for a limited period of time. Customarily, the benefit received for a disability is 2/3rds of your pre-injury wage.
- Medical expenses—Workers’ compensation benefits generally pay for hospital and other medical care, including doctor visits, prescription drugs and surgical procedures. Wheelchairs and other special needs may also be covered.
- Rehabilitation expenses—Workers’ compensation typically pays for physical therapy, as well as care and training that may be necessary to regain lost skills.
- Death—State workers’ compensation generally offer a death benefit to surviving family members to cover loss of financial support.
Contact Our Office
At Barnard, Mezzanotte, Pinnie, Seelaus & Kraft LLP, we offer experienced and knowledgeable legal counsel to individuals in Pennsylvania. To set up an appointment for a free initial consultation, call us at 610-565-4055 or 302-594-4535 or contact us online.