If your disability or limitations are severe enough, if workers compensation benefits are running out, Social Security disability benefits may be an option.
Social Security pays benefits to you and certain members of your family if you are “insured,” meaning that you worked long enough and paid Social Security taxes. It offers disability benefits to qualified individuals who are disabled for at least a year.
Generally, “disability” under Social Security is based on your inability to work. You are considered disabled under Social Security rules if:
- You cannot do work that you did before;
- Social Security decides you cannot adjust to other work because of your medical condition(s), and
- Your disability has lasted or is expected to last for at least one year or to result in death.
If you’re not sure you qualify, you could try Social Security’s online Eligibility Screening Tool, which will ask you a series of questions. If you decide to apply, contact your doctor’s office and ask to have your doctor to document your limitations, their severity and length of time they’ve lasted and are expected to last. He or she may have done this for other patients already and be familiar with the process.
To apply for Social Security benefits, you can visit a local office, call Social Security at 800-772-1213 or go online to Social Security’s website. If your medical records are sparse or you haven’t had a specific test required by Social Security, you may be sent to see one of Social Security’s doctors for their opinion if you qualify.
Issues you may have when applying for these benefits can be,
- If you move, you need to update Social Security on your contact information,
- Your medical records are incomplete or don’t support your claim,
- You refuse to cooperate with Social Security and fail to fill our and sign the required forms, or
- You refuse to follow prescribed therapy without an acceptable excuse.
As with many government benefits, a reason for rejection may be suspected fraud. If that’s how you plan on getting benefits, that is a crime and this law firm will have nothing to do with you.
We have represented many clients injured at work and in accidents, many of whom are receiving Social Security disability benefits. If you have any questions about these benefits, how to apply and how you can qualify, contact our office.