What to Watch Out for When Filing a Workers’ Compensation Claim

Potential Pitfalls When Seeking Workers’ Compensation in Pennsylvania

Filing a workers comp claimWhen you have been hurt at work, you have a right to pursue financial compensation for the time you are away from your job. You can obtain the forms and try to handle the claim by yourself, but there are a number of potential stumbling blocks. Here are just a few:

You Must Meet All Statutory Deadlines

Under the workers’ compensation laws, you must notify your employer of your injury within a certain period of time, and you must file a claim petition by a certain date. There may be other deadlines you have to meet throughout the process. If you miss one, even unintentionally, you may lose your right to benefits.

You Must Provide Adequate Documentary Evidence to Support Your Claim

Your injury may seem obvious to you, but you will need to submit medical proof of your injury, as well as documentation that the injury was work-related. You can get treatment from a doctor of your own choosing, but will also have to undergo an examination by a company-approved physician.

Your Employer or the Workers’ Compensation Insurance Carrier May Use A Variety of Strategies to Delay, Diminish or Deny Your Claim

Don’t be surprised if your claim is initially denied. Many legitimate claims are initially rejected, for a variety of reasons. Your employer pays insurance premiums based, in part, on the number of claims the insurer has to pay, so your employer has a vested interest in denying your claim. In addition, the workers’ compensation insurance carrier maximizes profit by paying out as little as possible in claims. So they will also look for ways to reject your claim.

Contact Barnard, Mezzanotte, Pinnie & Seelaus

At Barnard, Mezzanotte, Pinnie & Seelaus, we have fought for the rights of individuals throughout Delaware since 1980. We offer a free initial consultation. To schedule an appointment, call us at 610-565-4055 or contact us online.

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